Jei kas planuojate emigruoti, o čia, Lietuvoje studijavot ekonomiką, terminai čia, turėtų praversti. Sėkmės, eimigrante.

Loan – an amount of money that you borrow from a bank or a private person.

Interest– the extra money that you must pay back when you borrow money.

Bank – a business that keeps, lends money and provides other financial services.

Interest rate – the percentage amount charged by a bank when you borrow money or paid to you by a bank when you keep money in an account there.

Depositor – someone who puts money in a bank or other financial organization.

Car/home loan – a loan to buy a car or home.

Personal loan – money lent to an individual.

Business loan – money lent to a business.

Student loan – money lent to a student to pay for their time at university.

čia dar keletas pavyzdinių uždavinių. Jei darysit projektą, pravers. Nėra už ką.

1. Sue Apton wants to buy a car (Renault Laguna) but her parents don‘t want to give her money, so she decides to take out a loan to pay for her car. She needs 7500£. The annual interest rate is 4,3%. How many pounds will Sue return to the bank after 10 years?


2. Engaged couple Lola and John are dreaming about nice house in the suburbs. It costs 200.000$. They both have good jobs, so they decide to take out a loan to buy a house. A very nice banker told them that after twenty years they will have to return 324.000$. What is the annual interest rate?

3. Tom Peterson took out a loan to for a trip around the world. How many litas did he take from the bank if the annual interest rate was 10% and he returned 21.000Lt after two years?